When you don't need something, you shouldn't spend money on it. All too often people will think that they can play now and pay later. This is the worst mindset to have if you want to make sure your money goes the furthest it can. While it may seem like a good idea to buy something, later on you will probably regret it if it's something that you don't need. Make sure that you're only spending money on things you have to spend money on. Anything else can wait until you have your finances in order.